Rebecca Millsap

Rebecca Millsap is the Managing Principal in the Flint office. Her background is in tax and business consulting. She utilizes her skills to assist clients in taxation, financial reporting, business consulting and strategic planning. She leads the firm’s Estate & Trust Group and is a member of the Tax Services Group and serves on the firm’s board of directors. She joined Yeo & Yeo in 1994.

Specializations

  • Consulting on QuickBooks and other accounting software
  • Tax and business consulting for management; financial reporting and tax issues with a strong emphasis on small businesses

Professional Certifications and Education

  • Certified Public Accountant (CPA)
  • Personal Financial Specialist (PFS)
  • Certified QuickBooks ProAdvisor
  • Saginaw Valley State University, Bachelors in Accounting

Professional Membership

  • American Institute of Certified Public Accountants
  • Builders Association of Metro Flint
  • Michigan Association of Certified Public Accountants

Publications/Seminars

  • Article: Maximizing Wealth Transfer: The Strategic Role of Irrevocable Life Insurance Trusts (ILITs)
  • Article: What Are the Roles and Responsibilities of a Trustee?
  • Article: Family Business Owners Must Weave Together Succession and Estate Planning
  • Article: What Is a 529 Plan and How Can One Benefit Me
  • Podcast: The Benefits of Trusts
  • Podcast: The Tax Impact of Receiving an Inheritance

Community Involvement

  • Flint Rotary Club, member and treasurer
  • Grand Blanc Chamber of Commerce, former member of the finance committee
  • Holy Family Catholic Church, finance committee
  • Humane Society of Genesee County, Endowment Committee, secretary
  • Leadership Genesee graduate

Disclaimer

Investment advisory services are offered through Avantax Planning PartnersSM. Commission-based securities products are offered through Avantax Investment ServicesSM, Member FINRA, SIPC. Insurance services offered through licensed agents of Avantax Planning Partners. 3200 Olympus Blvd., Suite 100, Dallas, TX 75019. The Avantax entities are independent of and unrelated to Yeo & Yeo Wealth Management. Although Avantax does not provide or supervise tax or accounting services, our Financial Professionals may offer these services through their independent outside business. Not all Financial Professionals are licensed to offer all products or services. Financial planning and investment advisory services require separate licenses.

Steven Treece is a Principal in the Troy office. He is a member of the firm’s Agribusiness Services Group and the Estate and Trust Services Group. He joined Yeo & Yeo in 2013.

Specializations

  • Business advisory services
  • Payroll tax consulting
  • QuickBooks consulting
  • Tax planning and preparation for individuals and businesses, with an emphasis in agribusiness and for-profit businesses

Professional Certifications and Education

  • Certified Public Accountant (CPA)
  • Personal Financial Specialist (PFS)
  • University of Michigan, Bachelor of Business Administration in Accounting

Professional Membership

  • American Institute of Certified Public Accountants
  • Michigan Association of Certified Public Accountants

Publications/Seminars

  • Article: When Buying Equipment or Other Assets, Take Advantage of New Section 179 Deduction and Bonus Depreciation
  • Article: Update on Agricultural Tariff Battles
  • Article: Understanding the Domestic Production Activities Deduction
  • Article: Michigan Corn Farmers: The Window to File an Individual Claim Against Syngenta Ends October 15
  • Article: Are You Receiving the Maximum Credit Allowed for Property Taxes Paid on Your Farm?
  • Article: Why Do Partners Sometimes Report More Income on Tax Returns Than They Receive in Cash?

Community Involvement

  • Food Bank of Eastern Michigan, volunteer
  • Genesee County Habitat for Humanity, volunteer
  • Old Newsboys of Flint, past committee chairperson
  • Rotary Club of Burton, board member and past president

Awards

Flint and Genesee Group, 40 Under 40 honoree – 2022

Disclaimer

Investment advisory services are offered through Avantax Planning PartnersSM. Commission-based securities products are offered through Avantax Investment ServicesSM, Member FINRA, SIPC. Insurance services offered through licensed agents of Avantax Planning Partners. 3200 Olympus Blvd., Suite 100, Dallas, TX 75019. The Avantax entities are independent of and unrelated to Yeo & Yeo Wealth Management. Although Avantax does not provide or supervise tax or accounting services, our Financial Professionals may offer these services through their independent outside business. Not all Financial Professionals are licensed to offer all products or services. Financial planning and investment advisory services require separate licenses.

Alex Wilson is a Principal in the Alma office. He is a member of the firm’s Agribusiness Services Group, the Construction Services Group and the Cannabis Services Group. Alex joined Yeo & Yeo in 2014.

Specializations

  • Business advisory services
  • Business succession planning and strategy implementation
  • Cannabis advisory, tax, and accounting solutions, including license application consulting, entity selection, and access to capital assistance
  • Tax planning and preparation with an emphasis on the construction and agribusiness sectors

Professional Certifications and Education

  • Certified Public Accountant (CPA)
  • Personal Financial Specialist (PFS)
  • Central Michigan University, Bachelor of Science in Business Administration, Accounting

Professional Membership

  • American Institute of Certified Public Accountants
  • Associated Builders and Contractors – Greater Michigan
  • Construction Industry CPAs/Consultants Association
  • Home Builders Association of Central Michigan
  • Home Builders Association of Saginaw
  • Michigan Agri-Business Association
  • Michigan Association of Certified Public Accountants
  • Michigan Association of Certified Public Accountants Agribusiness Task Force

Publications/Seminars

  • Article: Children’s Discovery Academy – Supporting Affordable, Quality Childcare
  • Article: Your Legacy: Charitable Giving Is Vital During the COVID-19 Crisis
  • Article: Should You Be Using an Ag Financial Advisor for Your Farm?
  • Article: An Ag Financial Advisor’s Advice on Taxes and Preparing for 2018
  • Article: Agricultural Cooperative Taxation — Changes Level the Field
  • Article: Key Takeaways from the MICPA Agribusiness Conference
  • Article: Construction Industry Outlook: What to Expect in 2018
  • Article: Residential and Commercial Construction Outlook: What to Expect in 2018
  • Article: How Does Tax Reform Affect the Construction Industry?
  • Article: Construction Industry Outlook: What to Expect in 2017
  • Article: Skilled Labor Shortages: What Michigan Is Doing to Address the Issue
  • Article: Michigan Farmland and Forest Preservation Programs Offer Tax Benefits
  • Article: Try These Farm Management Practices to Maximize Profits
  • Article: Three Ways Contractors Can Take Advantage of the Slow Times
  • Article: Succession Planning for Farm Families

Community Involvement

  • Central Michigan University Accounting Advisory Council
  • Boys & Girls Club of the Great Lakes Bay Region, past volunteer
  • Children’s Discovery Academy, past board treasurer
  • Special Olympics of Michigan, volunteer
  • Yeo & Yeo Foundation Board, past president
  • Youth Sports, past coach

Awards

  • 2025 Rising Star Award from Avantax Planning Partners, Inc.

Andrew Matuzak leads Yeo & Yeo Wealth Management, the firm’s financial planning entity. He is a member of the firm’s Tax Services Group and the Trust/Estate/Gift Tax Services Group, and co-leader of the Death Care Services Group. Combining the accounting experience of Yeo & Yeo and the wealth management experience of Avantax Planning PartnersSM, Andrew works hand-in-hand with clients to connect tax strategy to financial planning goals. He joined Yeo & Yeo in 2011 and is based in the firm’s Saginaw office.

Specializations

  • Financial planning for individuals
  • High-net-worth individual taxation
  • Individual and business taxation and tax planning
  • Michigan Prepaid Funeral and Cemetery Sales Act Annual Report and Cemetery Annual Report compliance
  • Retirement planning for businesses
  • Trust and estate administration
  • Trust, gift and estate taxation

Professional Certifications and Education

  • Certified Public Accountant (CPA)
  • Personal Financial Specialist (PFS)
  • Dale Carnegie graduate
  • Investment Advisor Representative
  • Saginaw Valley State University, Bachelor of Professional Accountancy
  • Series 7, Series 63, and Series 65 Security Licenses

Professional Membership

  • American Institute of CPAs
  • Great Lakes Bay Estate Planning Council
  • Michigan Association of CPAs
  • Michigan Cemetery Association
  • Michigan Funeral Directors Association

Publications/Seminars

  • Article: 5 Tax Planning Tips for Retirees
  • Article: Tax Implications of Working From Home and Collecting Unemployment
  • Article: Reasons Why Married Couples Might Want to File Separate Tax Returns
  • Article: New Rules Will Soon Require Employers to Annually Disclose Retirement Income to Employees
  • Article: SECURE Act Helps Businesses Make Their Employees’ Retirement Secure
  • Article: Using Nongrantor Trusts as an Effective Tax Planning Tool After the TCJA
  • Podcast: The Tax Impact of Receiving an Inheritance
  • Podcast: The Benefits of Trusts
  • Podcast: Protecting Your Information During Tax Season and Beyond
  • Podcast: The SECURE Act and Extenders Bill
  • Training: Developed and conducted in-house training on individual tax preparation, tax updates, estate tax, and trusts
  • Webinar: SECURE Act 2.0 – Impacts on Trusts as Beneficiaries of IRAs and Other Qualified Plans

Community Involvement

  • Friends of Theodore Roethke Foundation, volunteer
  • Leadership Saginaw County graduate, June 2023
  • Rotary Club of Saginaw Valley, past president & past treasurer
  • Rotary International District 6310, past member of finance committee
  • Saginaw Valley Young Professionals Network
  • SVSU Advisory Board Committee
  • Thomas Township Business Association, treasurer

Awards

  • Ruby Award, First State Bank, 2026
  • Client Advocate Award from Avantax Planning Partners, Inc., 2025
  • President’s Club Award from Avantax recognizing outstanding client service and a high level of ethics, integrity and leadership, 2024

Thomas O’Sullivan is the Managing Principal of Yeo & Yeo’s Ann Arbor office. He has more than 23 years of certified public accounting experience which includes business consulting, tax preparation and audit experience. He is a member of the firm’s Tax, Health Care, Death Care, Litigation, Construction and Cannabis Teams.

Specializations

  • Business consulting for management, financial reporting, and tax issues with a strong emphasis on the retail and wholesale sectors
  • Fraud investigation and prevention
  • Internal controls consulting
  • Specialization in Cannabis advisory, tax, and accounting solutions, including license application consulting, entity selection, and access to capital assistance

Professional Certifications and Education

  • Certified Public Accountant (CPA)
  • Certified Fraud Examiner (CFE)
  • Personal Financial Specialist (PFS)
  • Eastern Michigan University, Bachelor of Business Administration, Accounting

Professional Membership

  • American Institute of Certified Public Accountants
  • Association of Certified Fraud Examiners
  • Michigan Association of Certified Public Accountants
  • Michigan Cannabis Industry Association
  • Michigan Manufacturers Association

Community Involvement

  • Ann Arbor/Ypsilanti Regional Chamber
  • Member of St. Francis of Assisi Parish
  • Saline Chamber of Commerce
  • United Way of Washtenaw County

Eric Sowatsky is a Principal in the Saginaw office. He is the Agribusiness Services Group leader and manages sharing of industry and technical knowledge among team members firm-wide. He is a member of the firm’s Tax Services Group and is a personal financial specialist, assisting with personal financial planning and succession planning. He joined Yeo & Yeo in 2004.

Specializations

  • Certified Grain Accountant – Specialized training in mark-to-market accounting for grain elevators and understanding basis issues
  • Collateral field exams – Manages firm-wide services to lending institutions, providing review of collateral for the agribusiness, manufacturing, and automotive industries
  • Leader of Fim Agribusiness Team – Manages sharing of industry and technical knowledge among team members firm-wide; assists farm and agribusiness operations with business and tax planning; provides in-depth analysis of farm operations with transition planning focus
  • National Social Security Advisor – Certified in analysis of claiming strategies for social security benefits
  • Personal financial specialist – Assists clients with developing a personal financial plan aligned with tax planning; includes retirement and succession planning
  • Provides tax and accounting services to real estate managers and investment groups – Focus on tax planning and compliance
  • Strategic tax planning for businesses and individuals

Professional Certifications and Education

  • Certified Public Accountant (CPA)
  • Chartered Global Management Accountant (CGMA)
  • Investment Advisor Representative
  • Mark-to-Market Grain Accounting Certification
  • Michigan State University – B.B.S. (1999)
  • National Social Security Specialist (NSSA)
  • Personal Financial Specialist (PFS)
  • Walsh College of Accountancy and Business – M.S.P.A. (2003)

Professional Membership

  • American Institute of Certified Public Accountants
  • Farm Financial Standards Council, member
  • Michigan Agribusiness Association, grain committee
  • Michigan Association of Certified Public Accountants

Publications/Seminars

  • Article: Should I Donate Stock to Charity?
  • Article: Ten Steps to Reduce Overhead and Cut Waste in Your Business
  • Article: No Mystery: Meeting With Family About Estate Planning
  • Article: How Will Tax Reform Affect Agribusiness?
  • Article: Choosing Between a Calendar Year and a Fiscal Year
  • Article: Launching a Business? How to Treat Start-up Expenses on Your Tax Return
  • Presentation: Speaker for “Questions to Ask Your Accountant” at the Michigan Agribusiness Association Winter Conference
  • Presentation: Speaker for “Understanding the Impact of Production Costs on Your Farm Customers” at the Michigan Agribusiness Association Winter Conference
  • Presentation: Speaker for “The Next Level of Customer Service: Helping Farmers Manage Their Business” at the Michigan Agribusiness Association Winter Conference
  • Presentation: Speaker for “Land Rents and Land Prices” at the Michigan Agribusiness Association Winter Conference
  • Presentation: Speaker for “Boosting Your Bottom Line With Current Tax Opportunities” at the Achieve Farm Financial Health seminar
  • Presentation: Speaker for “How Will Tax Reform Affect Agribusiness?” at the Stewart Peterson seminar
  • Presentation: Guest speaker on farm tax issues for the WSGW Farm Service 790 radio show
  • Presentation: Featured guest for “Tax Reform: Impact on Charitable Giving” on “The Follow Up” broadcast by Delta College Public Broadcasting WDCQ-TV
  • Training: Internal instructor for Individual Tax Training for Yeo & Yeo staff
  • Training: Internal instructor for Corporate Tax Training for Yeo & Yeo staff
  • Training: Internal instructor for Tax Level II Training – Partnerships for Yeo & Yeo staff

Community Involvement

  • Bethlehem Lutheran Church, past treasurer
  • Bethlehem Lutheran School, past athletic director
  • Bethlehem Lutheran School, soccer and basketball coach
  • Great Lakes Bay Economic Club, past president
  • Leadership Bay County Alumni
  • Rotary Club – Saginaw Sunrise, past treasurer
  • Stevens Center for Family Business, executive council

Disclaimer

Investment advisory services are offered through Avantax Planning PartnersSM. Commission-based securities products are offered through Avantax Investment ServicesSM, Member FINRA, SIPC. Insurance services offered through licensed agents of Avantax Planning Partners. 3200 Olympus Blvd., Suite 100, Dallas, TX 75019. The Avantax entities are independent of and unrelated to Yeo & Yeo Wealth Management. Although Avantax does not provide or supervise tax or accounting services, our Financial Professionals may offer these services through their independent outside business. Not all Financial Professionals are licensed to offer all products or services. Financial planning and investment advisory services require separate licenses.

Tara Stensrud is a Principal in the Midland office. She joined Yeo & Yeo in 2006. She is a member of the firm’s Manufacturing Services Group and the Consulting Services Group.

Specializations

  • Business consulting, financial reporting and tax issues, with a strong emphasis on the manufacturing and agriculture sectors.
  • Employee stock ownership plan (ESOP) administration assistance
  • Personal financial planning
  • Preparation and analysis of financial statements
  • QuickBooks consulting
  • Social Security benefit claiming strategies
  • Tax planning and preparation services for individuals and small and midsize businesses

Professional Certifications and Education

  • Certified Public Accountant (CPA)
  • Advanced Certified QuickBooks ProAdvisor
  • Central Michigan University, Bachelor of Business Administration
  • Investment Advisor Representation
  • National Social Security Advisor (NSSA®)
  • Personal Financial Specialist (PFS)
  • Upstream Academy – Emerging Leaders Academy graduate

Professional Membership

  • American Institute of Certified Public Accountants
  • Central Michigan Manufacturers Association
  • Michigan Association of Certified Public Accountants
  • Michigan Manufacturers Association

Publications/Seminars

  • Article: ESOPs Offer Businesses a Variety of Potential Benefits
  • Article: Personal Property Tax for Michigan Manufacturers — 2016 Brings Significant Changes
  • Article: ESOPs Offer a Tax-Efficient Exit Strategy for Business Owners
  • Presentation: Speaker for What Does Tax Reform Mean for You? presented for clients of Edward Jones
  • Training: Internal instructor for Corporate Tax training for Yeo & Yeo staff
  • Training: Internal instructor for Advanced QuickBooks training for Yeo & Yeo staff

Community Involvement

  • Alma Action Association, former treasurer
  • Alma Women’s Club, former member
  • Alma-St. Louis Rotary, former member
  • Gratiot Area Chamber, former ambassador
  • Leadership Gratiot alumni
  • Midland Noon Rotary
  • Shelterhouse, finance committee member

Awards

  • Avantax Planning Partners℠ Client Advocate Award (2023)

Disclaimer

Investment advisory services are offered through Avantax Planning PartnersSM. Commission-based securities products are offered through Avantax Investment ServicesSM, Member FINRA, SIPC. Insurance services offered through licensed agents of Avantax Planning Partners. 3200 Olympus Blvd., Suite 100, Dallas, TX 75019. The Avantax entities are independent of and unrelated to Yeo & Yeo Wealth Management. Although Avantax does not provide or supervise tax or accounting services, our Financial Professionals may offer these services through their independent outside business. Not all Financial Professionals are licensed to offer all products or services. Financial planning and investment advisory services require separate licenses.