Matthew Cash

Matthew Cash is a financial planning consultant for Avantax Planning Partners^SM. In collaboration with Yeo & Yeo Wealth Management, Matt provides integrated planning and investment strategies for growing and protecting individual and business clients’ wealth. He designs personalized wealth management solutions by integrating estate planning, risk management, and retirement planning. Additionally, he supports business owners by reviewing their company retirement plans and optimizing for tax efficiency and helps with business transition strategies. His focus is based on each client’s unique objectives and priorities. Matt is a registered representative with Avantax Investment Services^SM and a licensed health, accident, life and variable annuity agent.

Specializations

Business transition strategies
Estate planning
Retirement planning for businesses
Retirement planning for individuals
Risk management

Professional Certifications and Education

Certified Financial Planner™ certification
FINRA Series 7, 63, and 65 securities licenses
Ohio State, Bachelor of Arts in Economics

Andrew Matuzak leads Yeo & Yeo Wealth Management, the firm’s financial planning entity. He is a member of the firm’s Tax Services Group and the Trust/Estate/Gift Tax Services Group, and co-leader of the Death Care Services Group. Combining the accounting experience of Yeo & Yeo and the wealth management experience of Avantax Planning Partners^SM, Andrew works hand-in-hand with clients to connect tax strategy to financial planning goals. He joined Yeo & Yeo in 2011 and is based in the firm’s Saginaw office.

Specializations

Financial planning for individuals
High-net-worth individual taxation
Individual and business taxation and tax planning
Michigan Prepaid Funeral and Cemetery Sales Act Annual Report and Cemetery Annual Report compliance
Retirement planning for businesses
Trust and estate administration
Trust, gift and estate taxation

Professional Certifications and Education

Certified Public Accountant (CPA)
Personal Financial Specialist (PFS)
Dale Carnegie graduate
Investment Advisor Representative
Saginaw Valley State University, Bachelor of Professional Accountancy
Series 7, Series 63, and Series 65 Security Licenses

Professional Membership

American Institute of CPAs
Great Lakes Bay Estate Planning Council
Michigan Association of CPAs
Michigan Cemetery Association
Michigan Funeral Directors Association

Publications/Seminars

Article: 5 Tax Planning Tips for Retirees
Article: Tax Implications of Working From Home and Collecting Unemployment
Article: Reasons Why Married Couples Might Want to File Separate Tax Returns
Article: New Rules Will Soon Require Employers to Annually Disclose Retirement Income to Employees
Article: SECURE Act Helps Businesses Make Their Employees’ Retirement Secure
Article: Using Nongrantor Trusts as an Effective Tax Planning Tool After the TCJA
Podcast: The Tax Impact of Receiving an Inheritance
Podcast: The Benefits of Trusts
Podcast: Protecting Your Information During Tax Season and Beyond
Podcast: The SECURE Act and Extenders Bill
Training: Developed and conducted in-house training on individual tax preparation, tax updates, estate tax, and trusts
Webinar: SECURE Act 2.0 – Impacts on Trusts as Beneficiaries of IRAs and Other Qualified Plans

Community Involvement

Friends of Theodore Roethke Foundation, volunteer
Leadership Saginaw County graduate, June 2023
Rotary Club of Saginaw Valley, past president & past treasurer
Rotary International District 6310, past member of finance committee
Saginaw Valley Young Professionals Network
SVSU Advisory Board Committee
Thomas Township Business Association, treasurer

Awards

Ruby Award, First State Bank, 2026
Client Advocate Award from Avantax Planning Partners, Inc., 2025
President’s Club Award from Avantax recognizing outstanding client service and a high level of ethics, integrity and leadership, 2024

Pete Bender is the retired leader of Yeo & Yeo Wealth Management, the firm’s financial planning entity. Pete is a member of the firm’s Estate Planning team. He joined the firm in 1988 and is based in the firm’s Saginaw office. He served on the Yeo & Yeo Board of Directors from 2015 to 2020.

Specializations

Asset management, financial planning, insurance planning, estate and retirement planning, retirement planning for businesses, and business transition strategies
Combining the accounting experience of Yeo & Yeo and the wealth management experience of Avantax Planning Partners^SM, work hand-in-hand with clients to connect tax strategy to financial planning goals
Guidance Planning Strategies (GPS), a holistic approach that shows clients their entire financial picture for tax advisory and wealth management planning
Investments in mutual funds, ETF’s, variable annuities, variable life insurance, unit investment trusts and municipal fund securities for clients

Professional Certifications and Education

Certified Financial Planner™ Certification^® (CFP)
Investment Advisor Representative
Michigan Insurance and Variable Annuities license
Michigan State University, Bachelors in Accounting
Series 6 and Series 63 securities licenses

Professional Membership

Avantax Planning Partners Advisory Council
Financial Planning Association

Publications / Articles

eBook: 5 Ways to Drive Business Growth and Recovery to Fuel Your Dreams
Podcast: Retirement Plans and Strategies
Podcast: Wealth Management Series – Inflation and Market Volatility
Podcast: Wealth Management Series – The Financial Planning Process
Podcast: Wealth Management Series – Retirement Plans
Podcast: Wealth Management Series – Tax-Smart Strategies for Wealth Transferring
Podcast: Wealth Management Series – Tax-Smart Investing and Planning
Podcast: Wealth Management Series – SECURE 2.0
Podcast: Wealth Management Series – SECURE 2.0: Retirement Plan Enhancements
Podcast: Year-End Tax Planning Through a Tax-Intelligent Lens
Podcast: Maximizing Impact with Charitable Giving and Tax-Intelligent Strategies
Podcast: Legacy Planning: Securing Your Future and Leaving a Lasting Impact
Podcast: Securing Your Future With Long-Term Care Planning

Community Involvement

Camp Rotary Foundation, treasurer
Concordia Center for the Family, board of directors – treasurer
Frankenmuth Credit Union, board of directors and chairman (2003-2020)
Graduate of Leadership Saginaw Class of 2000
Saginaw Rotary Club, Member and past President
St. Lorenz Foundation, executive director
St. Lorenz Lutheran Church, chairman, service coordinator and usher
Valley Lutheran High School, foundation board of directors
Wellspring Lutheran Services, board of directors and audit committee

Awards

Avantax Planning Partners℠ Client Advocate Award (2024)
President’s Club Award from Avantax recognizing outstanding client service and a high level of ethics, integrity and leadership (2019, 2020, 2022, 2023)

Disclaimer

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP^® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP^® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Investment advisory services are offered through Avantax Planning Partners^SM. Commission-based securities products are offered through Avantax Investment Services^SM, Member FINRA, SIPC. Insurance services offered through licensed agents of Avantax Planning Partners. 3200 Olympus Blvd., Suite 100, Dallas, TX 75019. The Avantax entities are independent of and unrelated to Yeo & Yeo Wealth Management. Peter Bender is an Avantax registered representative. Avantax affiliated advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.

Check the background of Pete Bender on FINRA’s BrokerCheck.